Get the guidance you need after an auto accident. Our experts help you navigate insurance claims, medical documentation, and legal processes with confidence.
Get Immediate AssistanceFollow these essential steps to protect your rights and ensure proper documentation
Immediately call emergency services if there are injuries. Contact local law enforcement to file an official accident report, which is crucial for insurance and legal purposes.
Take photos of vehicle damage, injuries, license plates, and the accident scene. Collect witness information and note weather/road conditions.
Even without visible injuries, get evaluated by a healthcare professional. Some MVA-related injuries manifest hours or days after the incident.
Contact your insurance provider immediately. Provide only factual information - avoid admitting fault or giving recorded statements without legal advice.
Consult with an attorney specializing in motor vehicle accidents to understand your rights, especially if there are injuries or disputed liability.
Maintain a complete file including medical records, repair estimates, correspondence with insurance companies, and documentation of lost wages.
Understanding potential injuries helps ensure proper medical attention and documentation
Whiplash symptoms may appear days after the accident. Proper diagnosis through physical examination and imaging is crucial for treatment and insurance claims.
Back injuries range from muscle strains to herniated discs. MRI or CT scans may be needed to assess damage severity for proper treatment planning.
Even mild concussions require medical evaluation. Cognitive rest and gradual return to activities are typically recommended under medical supervision.
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Common MVA fractures include ribs, arms, legs, and facial bones. Immediate immobilization and X-rays are necessary for proper treatment.
Internal bleeding or organ damage can be life-threatening. Immediate medical attention is critical, even if symptoms seem mild initially.
PTSD and other psychological effects are valid medical conditions requiring professional treatment and should be included in insurance claims.
Navigating the insurance process after an MVA
Review your policy to understand what's covered (liability, collision, comprehensive, medical payments, uninsured/underinsured motorist coverage). Know your deductibles and limits before filing a claim.
When speaking with insurance adjusters, stick to facts without speculation. Avoid admitting fault or giving recorded statements before consulting with an attorney.
Keep records of all conversations with insurance representatives, including names, dates, times, and summaries of what was discussed.
Initial settlement offers are often lower than what you may be entitled to, especially for pain and suffering or long-term injuries.
Each state has different time limits for filing claims or lawsuits related to MVAs. Missing these deadlines can forfeit your right to compensation.
Hear from people we've helped through their MVA journey
The legal team helped me understand my rights when the other driver's insurance company tried to lowball me. Thanks to their expertise, I received fair compensation for my injuries.
I didn't realize how serious my whiplash injury was until weeks after the accident. The medical documentation team made sure all my symptoms were properly recorded for my claim.
Answers to common questions about motor vehicle accidents
First, check for injuries and call 911 if anyone is hurt. Move to a safe location if possible. Exchange information with the other driver(s) but avoid discussing fault. Take photos of the scene, vehicles, and any visible injuries. Contact your insurance company to report the accident.
This varies by state and insurance provider, but generally you should report the accident to your insurance company as soon as possible - ideally within 24 hours. The statute of limitations for filing a lawsuit ranges from 1-6 years depending on your state.
If you have uninsured motorist coverage (UM), your own insurance should cover your damages. If not, you may need to pursue legal action against the at-fault driver. About 1 in 8 drivers are uninsured, which is why UM coverage is highly recommended.
Yes! Many accident-related injuries like whiplash or concussions have delayed symptoms. A medical evaluation creates documentation linking any injuries to the accident, which is crucial for insurance claims. Some injuries may worsen without proper treatment.
Fault is determined by investigating police reports, witness statements, physical evidence, traffic laws, and sometimes accident reconstruction experts. States follow either "fault" or "no-fault" systems, which affect how claims are processed.